Article 6

1.  The first racial differences in wealth accumulation is the recialization of state policy, the author states that state and government policy has historically made the ability of accumulating wealth difficult for African Americans. The author uses slavery as an example of a mean to block African American wealth. Moreover, the next concept is  economic detour which talks about the low levels of both entrepreneurship among African Americans and the low levels of businesses they own. Furthermore, the last concept is the sedimentation of racial inequality, this concept helps illustrate how past racial inequality and discrimination of African Americans has subversively placed them at the bottom of the societal ladder. The author uses the examples of  segregation and lack of schooling to further clarify this concept.

2. The author interviewed a seventy-five year old retired homeowner named Kevin. 

3. An important theme that emerged from the interviews was that the  amount of assets each family had. The assets ultimately either gave the children immense amounts of opportunities or the assets were seen as a road block to the futures of the children. In addition, the author talks about how the middle class is separated into categories, one black and one white. The author explains that these categories are set part by the overall dependency of wealth and assets by both the blacks and whites.

4. The author's solution with regards to the eradication of racial inequality in wealth between races is the creation of two policies. The first policy considers setting up programs that will benefit the African American community. The second policy states that we need to promote important economical opportunities to both blacks and whites on the low end of the social structure.

5. To me, the beginning of my college life seemed like one giant obstacle mainly because I was intimated by everything it had to offer me. However though, I soon learned to view my obstacles of school work and the building of my social circle as challenges that I could ultimately succeed in. Moreover, almost every individual goes to college because it offers you the incentive of better pay and seclusive job titles. This incentive is one of the reasons why I attend college because without my higher education I would not be able to achieve my dreams of becoming a federal agent. I believe the speaker that I most relate to is Gwendolyn Lewis because  she talks about how she thought that she did not have the right means to succeed in college but in the end she learn that she was able to achieve her goals by pushing herself. She also said that her friend acted as a role model and also helped push her toward her goals. Moreover, like the author I to felt that I did not have the means to succeed in college mainly because of my poor study habits, luckily for me I had my mom there to help show me that I could make my dreams a reality by simply staying focused on my goals. To end, my mom acted as my role model much like Gwendolyn lewis's friend was to her.